Backed by ROMA Heating & Cooling
HeatPumpFinance.ca
Trusted Heat Pump Financing Partner

Affordable Heat Pump Financing Made Simple

Upgrade to an efficient heat pump today with flexible monthly payments, fast approvals, and up to $10,000 in available rebates across BC and Canada.

Flexible Monthly Rates
Same-Day Approvals
17+ Major Brands

Why Choose HeatPumpFinance.ca

We make heat pump financing straightforward, combining industry expertise with practical payment solutions.

Fast Decisions

Quick financing review and approval pathways. Get started on your heat pump upgrade without the wait.

Flexible Payments

Weekly, biweekly, and monthly payment options to fit your budget and cash flow preferences.

Replace Now, Pay Over Time

Ideal for urgent heating or cooling failures. Get your system installed now and spread payments over time.

Rebate + Financing Guidance

Understand how provincial and utility incentives can reduce your total cost when combined with financing.

Built by HVAC Experts

Backed by real heating and cooling expertise through ROMA Heating & Cooling with years of industry experience.

Heat Pump Financing Options

Whether you need a single mini-split or a complete home conversion, we have financing solutions for every situation.

Ductless Mini-Split Financing

Single-zone systems, multi-zone systems, condo and apartment upgrades, and room additions.

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Whole-Home Heat Pump Financing

Central ducted systems, cold-climate systems, full home conversions, and replacement of older HVAC.

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Dual Fuel Financing

Heat pump + gas furnace combinations, hybrid systems, and cold-weather backup systems.

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Emergency Heat Pump Financing

For urgent situations: no heat in winter, failed system replacement, sudden compressor failure.

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Commercial Heat Pump Financing

Offices, retail spaces, multi-unit buildings, and commercial retrofits.

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Finance All Major Heat Pump Brands

We offer financing for systems from all leading manufacturers. Choose the brand that fits your needs.

Payment Calculator

Estimate Your Monthly Payments

Use our quick calculator to get an idea of your potential payment options. Choose your system cost and preferred term to see estimated payments.

Flexible terms from 12 to 72 months
Weekly, biweekly, or monthly payments
Combine with rebates for lower costs
Use Full Calculator
Quick Payment Estimate
System Cost$12,000
$3,000$30,000
Financing Term60 months
12 mo72 mo
$200
Monthly
$108
Biweekly
$52
Weekly

*Estimates for illustration only. Actual payments depend on credit approval and terms.

How Heat Pump Financing Works

Our straightforward process gets you from decision to installation with minimal friction.

01

Choose Your System

Select the heat pump system that fits your needs from any major brand.

02

Review Financing Options

Explore payment terms and see estimated monthly costs with our calculator.

03

Get Approval Pathway

Start the approval process with quick decisions and minimal hassle.

04

Install Your System

Professional installation by qualified HVAC technicians.

05

Pay Over Time

Enjoy comfortable payments spread over your chosen term.

Rebates & Incentives

Combine Rebates with Financing

BC and Canadian homeowners may qualify for significant rebates that can dramatically reduce the total cost of a heat pump installation. When combined with financing, this makes upgrading more accessible than ever.

Did You Know?

Some homeowners in BC have received over $10,000 in combined rebates for heat pump installations. Eligibility depends on factors like your current heating source, income level, and system type.

Explore Rebate Options
Up to $6,000+

BC Homeowner Rebates

Provincial programs may offer substantial rebates for heat pump installations, with higher amounts for income-qualified households.

Varies by utility

Utility Incentives

Local utilities like BC Hydro and FortisBC offer additional incentives for energy-efficient upgrades.

Up to $5,000+

Federal Programs

Canada Greener Homes and similar federal initiatives may provide grants for eligible heat pump installations.

Project-based

Commercial Incentives

Business retrofit programs offer incentives for commercial and multi-unit building heat pump installations.

Ready to Upgrade to a Heat Pump?

Get started today with flexible financing options. Our team is ready to help you find the right payment plan for your needs.

Serving Greater Vancouver, British Columbia, and across Canada